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Ngenious Business Solutions (Pty) Ltd is an authorized financial services provider: FSP 46891
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Top Benefits of Short-Term Insurance Cover
When an unfortunate event occurs, only then do the advantages of short-term insurance become apparent. We emphasise the following as the...
1 min read


Seeking More Affordable Business Insurance?
As the cost of living continues to rise, Ngenious Business Solutions understand the need to keep up with the times. Furthermore, we...
2 min read


Adjusting Your Insurance to Your Changing Financial and Professional Needs
People have been giving increasing thought to risk management as a means to secure their future quality of life, comfort, and stress...
1 min read


The Success of Your Business and Adequate Insurance
Every business owner should give proper consideration to their insurance cover. Short Term Insurance is critical for the small and medium...
1 min read


The Advantages of Utilising an Independent Insurance Broker
When searching for insurance, it is advisable to compare your options to ensure that you are receiving the best coverage at the best...
1 min read


Short-Term Insurance Brokers Make Life Easy (Part 2)
The most apparent advantage of purchasing a short-term insurance policy is the peace of mind that comes with knowing you are financially...
1 min read


Short-Term Insurance Brokers Make Life Easy (Part 1)
The most apparent advantage of purchasing a short-term insurance policy is the peace of mind that comes with knowing you are financially...
1 min read


Spring Clean Your Insurance: Tips to Help You Save
As you make your way through your spring-cleaning checklist, don’t forget to look at your insurance. At Ngenious Business Solutions, we...
2 min read


The Influence of Age and Gender on Car Insurance Premiums
The costs for car insurance may be influenced by factors such as age, driving experience and claims history. It should also come as no...
1 min read


Women’s Month: 3 Must-Have Insurance Policies For Women
Establishing a thorough layer of protection is of utmost importance for women, as it enables them to safeguard both themselves and their...
1 min read


What Exactly Is Short-Term Insurance?
In general, short-term insurance protects your belongings. Car insurance, home insurance, cellphone insurance, travel insurance, and so...
1 min read


What Is Personal Insurance and What Does It Cover?
Personal insurance refers to the variety of insurance products available to cover your personal items, such as your car, personal...
1 min read


3 Unanticipated Winter Perils for Which You Should Be Prepared and Insured
As extreme weather events become more frequent and severe, winter-related claims could make up a significant portion of your total...
2 min read


Load Shedding 101: You Need Power Surge Protection
As load shedding continues in South Africa, policyholders are understandably curious about their protections. With Ngenious Business...
1 min read


What Exactly Is Credit Shortfall Insurance?
Did you take out Credit Shortfall Insurance when you purchased your vehicles? It is quite important, especially if your vehicles are...
3 min read


Credit Shortfall Insurance (Part 4)
HOW LONG DOES IT TAKE BEFORE THE FINANCE SETTLEMENT AMOUNT IS LESS THAN THE RETAIL VALUE? Once again, this all depends on your Finance...
1 min read


Credit Shortfall Insurance (Part 3)
IS THERE EVER A POINT WHERE THE FINANCE SETTLEMENT AMOUNT AND RETAIL AMOUNT ARE THE SAME ? Yes there is, but this depends on your finance...
1 min read


Credit Shortfall Insurance (Part 2)
WHY IS THERE A DIFFERENCE ? Your Insurance Policy Your vehicle is insured for current RETAIL VALUE on your insurance policy. As you know,...
2 min read


Credit Shortfall Insurance (Part 1)
Did you take out Credit Shortfall Insurance when you purchased your vehicles? It is quite important, especially if your vehicles are...
1 min read
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