Ngenious Business Solutions (Pty) Ltd is an authorized financial services provider: FSP 46891

In general, short-term insurance protects your belongings. Car insurance, home insurance, cellphone insurance, travel insurance, and so...

Personal insurance refers to the variety of insurance products available to cover your personal items, such as your car, personal...

As extreme weather events become more frequent and severe, winter-related claims could make up a significant portion of your total...

As load shedding continues in South Africa, policyholders are understandably curious about their protections. With Ngenious Business...

Did you take out Credit Shortfall Insurance when you purchased your vehicles? It is quite important, especially if your vehicles are...

HOW LONG DOES IT TAKE BEFORE THE FINANCE SETTLEMENT AMOUNT IS LESS THAN THE RETAIL VALUE? Once again, this all depends on your Finance...

IS THERE EVER A POINT WHERE THE FINANCE SETTLEMENT AMOUNT AND RETAIL AMOUNT ARE THE SAME ? Yes there is, but this depends on your finance...

WHY IS THERE A DIFFERENCE ? Your Insurance Policy Your vehicle is insured for current RETAIL VALUE on your insurance policy. As you know,...

Did you take out Credit Shortfall Insurance when you purchased your vehicles? It is quite important, especially if your vehicles are...